The “Fee vs. Performance” Struggle

When it comes to investing, is cheaper always better? The race to lower fees has dominated financial conversations, but cost alone doesn’t tell the whole story. Would you choose a Toyota Camry or a Ferrari for a cross-country race? Both have advantages, and the best choice depends on your goals. The same goes for investing—some prefer low-cost index funds, while others seek actively managed funds that justify their fees through performance. Make sure your advisor helps you weigh cost against value, not just fees alone.